SOCIAL SECURITY DISABILITY

If due to an injury (work-related or not), disease, or medical or mental condition, you are unable to perform substantial gainful employment, you may be entitled to Social Security Disability benefits.

To be eligible for Social Security Disability benefits you must have worked enough quarters and contributed sufficient to Social Security to qualify.  Social Security Disability benefits are paid on a monthly basis and are based on earnings and contribution to the Social Security.

To be eligible for Social Security Disability benefits, you must have been disabled, or it must appear you will be disabled, for one year.  If awarded Social Security Disability benefits you would qualify for Medicare and be eligible to elect Medicare coverage and submit medical expenses to Medicare for payment 24 months after becoming disabled.

If you believe you are eligible for Social Security Disability benefits and wish to pursue your entitlement to these benefits or if you have applied for, and been turned down for, Social Security Benefits and wish to pursue an Appeal of the denial of benefits, please phone our office.

MOTOR VEHICLE ACCIDENTS

If you have been injured in a motor vehicle accident in the State of Kentucky your first remedy is to look to your own automobile insurance (or the insurance covering the vehicle you were injured in) to recover No-fault / Personal Injury Protection (PIP) benefits.  Under Kentucky law, the No-fault / PIP carrier is responsible for payment of medical expenses and/or up to $200.00 per week in lost wages, up to a maximum of $10,000.00.  You are entitled to designate how you wish the No-fault / PIP benefits be paid.  For example, you can designate the $10,000.00 be reserved to pay for lost wages.

If medical bills for treatment of injuries resulting from a motor vehicle accident, which was caused by a third-party (i.e. another driver), exceed $1,000.00 you can pursue a lawsuit against the person who caused the accident.  You are entitled to recover for past and future medical expenses, lost wages, loss of your ability to earn income in the future, and physical and mental pain and suffering. Your spouse or child might also be able to recover for the effects of your injury.

If the person who caused the accident did not have insurance, you may recover uninsured motorist (UM) benefits from your own automobile insurance company.  If the person who caused the accident had insurance, but not enough coverage to compensate you for all of your damages, you may recover underinsured motorist (UIM) benefits from your own automobile insurance company for your injuries if you have elected to purchase underinsured motorist coverage as part of your automobile insurance policy.

If you have been involved in a motor vehicle accident and would like to discuss your right to recovery from a third-party or No-fault / PIP, UM or UIM benefits, please phone our office.

OTHER PRACTICE AREAS

If you would like to discuss any of the following areas, please phone:

• Premises Liability (i.e. Slip & Fall) cases
• Product Liability cases
• Medical Negligence cases (Medical Malpractice)