Motor Vehicle Accidents

If you have been injured in a motor vehicle accident in the State of Kentucky your first remedy is to look to your own automobile insurance (or the insurance covering the vehicle you were injured in) to recover No-fault / Personal Injury Protection (PIP) benefits. Under Kentucky law, the No-fault / PIP carrier is responsible for payment of medical expenses and/or up to $200.00 per week in lost wages, up to a maximum of $10,000.00. You are entitled to designate how you want the No-fault / PIP benefits be paid. For example, you can designate the $10,000.00 be reserved to pay for lost wages.

If medical bills for treatment of injuries resulting from a motor vehicle accident, which was caused by a third-party (i.e. another driver), exceed $1,000.00 you can pursue a lawsuit against the person who caused the accident. You are entitled to recover for past and future medical expenses, lost wages, loss of your ability to earn income in the future, and physical and mental pain and suffering. Your spouse or child might also be able to recover for the effects of your injury.

If the person who caused the accident did not have insurance, you may recover uninsured motorist (UM) benefits from your own automobile insurance company. If the person who caused the accident had insurance, but not enough coverage to compensate you for all of your damages, you may recover under-insured motorist (UIM) benefits from your own automobile insurance company for your injuries
if you have elected to purchase under-insured motorist coverage as part of your automobile insurance policy.

If you have been involved in a motor vehicle accident and would like to discuss your right to recovery from a third-party or No-fault / PIP, UM or UIM benefits, please contact our office.


THIS IS AN ADVERTISEMENT. Kentucky does not Certify Specialties of Practice. The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation.

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