Tips From Tamara
If you are injured at Work…
- Immediately report all work-related injuries to a supervisor.
- See the doctor of your choice; however, you may be limited to selecting a doctor from a Workers’ Compensation Board approved list of doctors if your employer is under a Workers’ Compensation Board approved Managed Care Plan.
- Aggravation of a pre-existing arthritic or other degenerative condition may be covered by workers’ compensation.
- A claim must be filed within two years of the date of injury or the date you were last paid Temporary Total Disability benefits in order to protect your right to future medical and income benefits.
- Keep your employer informed of your work status and physical restrictions.
- Submit requests for travel reimbursement to medical appointments to the workers’ compensation carrier within 60 days of such travel on a Department of Workers’ Claims Form 114.
- Submit requests for reimbursement of out-of-pocket expenses to the workers’ compensation carrier within 45 days on a Department of Workers’ Claims Form 114.
If you are injured in a Motor Vehicle Accident…
- Report the accident to the police.
- See a doctor for your symptoms as soon as possible and give a complete report of all symptoms.
- Take pictures of the scene, damaged vehicles or other property, and your injuries.
- Keep a diary of your symptoms, doctors’ visits, and days off work. Keep a copy of all off-work statements.
- Keep documentation of all medical bills.
- You may be entitled to up to $10,000 in No-Fault (PIP) benefits from your own insurance company for wage loss and medical expenses.
- You may be entitled to additional Underinsured Motorist Coverage (UIM) benefits from your own insurance company. UIM Coverage is affordable insurance designed to protect you from losses in instances where the person causing the wreck has only minimum liability coverage. Consult your insurance agent to see if you have UIM.
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